Terms & Conditions

Nature of services

Infobeans Technologies is a loan facilitation and advisory platform. We are not a bank, NBFC or lender, and we do not sanction, guarantee or service loans. All lending decisions — including sanction, amount, rate and tenure — rest solely with the lender.

Interest rates, fees and eligibility criteria displayed on this website are indicative, compiled from publicly available and partner-provided information, and are subject to change without notice and to the lender's final terms.

No financial guarantee

Nothing on this website constitutes a promise of sanction or a commitment to any rate or term. Estimates produced by our calculators are illustrative and should not be relied upon as final loan offers.

Use of the website

You agree to provide true, complete and current information when enquiring or applying, and to use the website only for lawful purposes. Misrepresentation in a loan application is a serious offence and may lead to rejection, blacklisting and legal action by lenders.

Intellectual property

All content on this website — text, design, calculators and branding — belongs to us or is used with permission, and may not be copied or reused commercially without written consent.

Limitation of liability

To the maximum extent permitted by law, we are not liable for decisions taken by lenders, delays in sanction or disbursal, or any indirect loss arising from use of this website or our advisory services.

Governing law

These terms are governed by the laws of India. Courts at Pune, Maharashtra have exclusive jurisdiction over disputes arising from use of this website.