Legal

Privacy Policy

Last updated: 1 November 2026.

Infobeans Technologies ("we", "us") operates this website as a loan facilitation platform. This policy explains what personal information we collect, why, and the control you have over it.

Information we collect

When you enquire or apply through this website we collect the details you provide — name, phone number, email address, city, employment details, income details, loan requirements and, where you choose to share them, government identifiers such as PAN.

We also collect standard technical data such as browser type, pages visited and referring URL, used in aggregate to improve the website.

How we use your information

To assess your loan requirement and shortlist suitable lenders; to contact you about your enquiry; to prepare and submit loan files to lenders you approve; and to meet legal and regulatory obligations.

We do not sell your personal data to anyone, ever.

Who we share it with

Your data is shared only with banks and NBFCs whose offers you choose to pursue, and with service providers who help us operate (such as cloud hosting and email providers) under contractual confidentiality. If a loan is disbursed, the lender's own privacy policy governs the data they hold.

Data security and retention

Data is transmitted over HTTPS and stored with access controls. We retain enquiry data only as long as needed to service your requirement or as required by law. You may request deletion of your data at any time by writing to us.

Cookies

This website uses minimal cookies needed for the site to function. We do not run third-party advertising trackers.

Your choices

You may ask us to access, correct or delete your personal information, or stop contacting you, by writing to the email address on our contact page. We honour such requests within 30 days.

Grievance officer

For any privacy concern, write to our grievance officer at the postal address or email listed on the Contact page. We acknowledge complaints within 3 working days and aim to resolve them within 15.