Home Loan
Turn the key to your own home
Finance a new house, a resale flat, plot purchase or construction with home loans starting at an indicative 8.50% p.a. We compare offers across leading banks and NBFCs so you get the lowest rate and the longest tenure you qualify for.
Interest rate
from 8.50% p.a.
Loan amount
Up to ₹10 Cr
Max tenure
up to 30 years
Processing fee
0.25% – 0.75% of loan amount
Key features
Home Loan highlights
- Interest rates starting 8.50% p.a. (indicative)
- Tenure up to 30 years to keep EMIs affordable
- Up to 75–90% of property value as financing
- Balance transfer from your existing lender at better rates
- Top-up loans for renovation or furnishing
- Special schemes for salaried and self-employed professionals
Get the best home loan offer today
Free consultation with a dedicated manager. Compare multiple sanctioned offers before you choose.
Plan it
Home Loan EMI calculator
Prefilled with typical values for this product — adjust to match your requirement.
Indicative calculation for a reducing-balance loan. Your actual EMI depends on the lender's final rate and schedule.
Your monthly EMI
₹34,713
Principal amount
₹40 L
Total interest
₹43.31 L
- Principal
- ₹40,00,000
- Total interest
- ₹43,31,103
- Total payable
- ₹83,31,103
Eligibility
Who qualifies
- Age between 21 and 65 years at loan maturity
- Salaried, self-employed or business owner with steady income
- Minimum net monthly income of ₹25,000 (₹35,000 for metro cities)
- Credit score of 700+ preferred (we help improve lower scores)
- Stable employment — 2+ years of work experience
Documents
Keep these ready
- Identity proof — PAN, Aadhaar, passport or voter ID
- Address proof — Aadhaar, utility bill or passport
- Income proof — 3 months' salary slips and 2 years' Form 16 / ITR
- 6 months' bank statements of salary account
- Property documents — agreement, title deed, approved plan
- Processing fee cheque as per lender's schedule
Costs, upfront
Interest rates & charges
Indicative ranges across partner lenders. Your final schedule is shared in writing before you sign.
| Charge | Details |
|---|---|
| Interest rate | 8.50% p.a. onwards (indicative) |
| Processing fee | 0.25% – 0.75% of loan amount |
| Prepayment / foreclosure | Nil on floating-rate loans for individuals |
| Late payment penalty | 2% per month on the overdue EMI |
| Cheque / ECS bounce | ₹500 – ₹750 per instance |
| Documentation & legal | ₹5,000 – ₹10,000 (actuals, lender-dependent) |